Robinhood Chain · Mastercard · No-KYC
RobinCards
Spend crypto anywhere. No KYC.
Connect a wallet and get a virtual Mastercard in under two minutes. Spend at any merchant that accepts Mastercard — no passport, no selfie, no address proof. Top up in $RCARDS and pay zero fees.
Four tiers.
One Mastercard.
Every card is a real Mastercard. Stake $RCARDS to raise your tier — higher spending limits, physical and metal cards, and more cashback on every purchase.
Hold $RCARDS.
Pay zero fees.
$RCARDS is the native utility token of RobinCards. Top up your card in $RCARDS and every load is free. Stake it to unlock higher tiers and earn cashback on every purchase.
Fees on ETH loads fund protocol operations and automated $RCARDS buybacks on the Robinhood Chain DEX — buy pressure proportional to card usage. Hold $RCARDS and your loads are always free.
Hold $RCARDS. Pay nothing to load your card. Ever.
Spend your stocks.
Top up your card with real Robinhood Stock Tokens — turn NVIDIA, Apple or Tesla exposure into spendable balance, oracle-priced at the live share price, with no bank in between.
From wallet to checkout.
- 01
Connect
MetaMask, Rabby or Coinbase Wallet. A RobinCards Account opens as an ERC-4337 smart account you alone control. No email. No bank.
- 02
Fund
Top up with ETH on Robinhood Chain — or $RCARDS at zero fees. Funds stay in your smart account until you spend.
- 03
Spend
Tap, swipe, ATM, online, subscriptions. Add the card to Apple Pay or Google Pay and spend anywhere Mastercard is accepted.
Answers.
Do I need to pass KYC?
No. Connect a wallet and your virtual Mastercard is issued in under two minutes. No passport, no selfie, no proof of address at any step.
Which network is this on?
Robinhood Chain — an Arbitrum L2 with sub-cent gas and native account abstraction (chain ID 4663). Your card is funded from an ERC-4337 smart account you control.
How do the fees work?
Top up in $RCARDS and pay 0%. ETH loads cost 1.5%. Those fees fund protocol operations and automated $RCARDS buybacks on the Robinhood Chain DEX.
What do the tiers unlock?
Ghost is free and virtual. Stake $RCARDS to reach Shadow (Apple/Google Pay, higher limits), Phantom (physical card + ATM withdrawals) and Specter (metal card, concierge, $100k monthly limit).
Where do my funds live?
In your own ERC-4337 smart account on Robinhood Chain. The protocol has no discretionary withdrawal; funds only move when you load or spend your card.
Can I use it anywhere?
Anywhere Mastercard is accepted — over 100 million merchants worldwide, online and in-store, plus Apple Pay and Google Pay.
Your crypto.
Any checkout.
Open a RobinCards Account. Connect a wallet, get your Mastercard, and spend crypto anywhere — no KYC.